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3 I have had 3 months of charges for Experian at 29.95. I believe this happened when I applied for a small business loan. I gave the guy my login information to my free credit report so he could look at it(what a dummy I am)so we did not affect my credit score by having it pulled again. I think that these people are the culprit behind the whole scam? I am going to see if I can figure out what website it was. of course the loan was not approved!